Laboratory
Four simulators to understand the mechanisms, not to decide for you
Each tool runs on a generic scenario that you set. The calculations run entirely in your browser: no data is transmitted or kept.
This tool illustrates general structuring mechanisms. It constitutes neither personalised advice nor an offer of financing.
01
Real-cost comparator
Compare the total cost of compound-interest financing and of a fixed-commercial-margin financing, on a scenario you define.
- Two complete amortisation tables
- Total cost and monthly payment for each option
- Difference in euros and cumulative-cost curve
02
Cash-flow breakdown
Follow every euro of a generic operation, from acquisition to exit, and identify who receives what at each stage.
- Timeline of the four stages of the operation
- Amount and recipient of each flow
- Month-by-month detail of the payments
03
Stress test
Apply adverse events to a reference structure and observe how the loss is shared between the parties.
- Impact of a fall in exit value
- Impact of a payment delay
- Comparison with an equivalent conventional credit
04
Remuneration analyser
Break down a total remuneration into neutral components and read the quantitative characteristics observed.
- Breakdown into four components
- Factual questions and answers
- Weight of the certain part and of the variable part