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All simulatorsSimulator 02

Cash-flow breakdown: where each euro goes

A preconfigured generic case, editable. The timeline below identifies, at each stage of the operation, the amount and the recipient of each cash flow.

Financed amount€160,000
Periodic payment€2,987
Total commercial margin€19,200
Where each euro goes
  1. 01

    Acquisition

    Month 0
    • CompanyAsset seller
      €40,000

      Contribution paid directly, once.

    • FunderAsset seller
      €160,000

      Balance of the acquisition price advanced by the funder.

    • CompanyAdviser drafting the deeds
      €3,000

      Structuring fees, paid once at set-up.

  2. 02

    Use period

    Months 1 to 60
    • CompanyFunder
      €2,987

      Periodic payment of a constant amount, fixed at signing.

  3. 03

    Cumulative payments

    Over 60 months
    • CompanyFunder
      €160,000

      Repayment of the acquisition price advanced.

    • CompanyFunder
      €19,200

      Commercial margin, fixed at signing and spread evenly.

  4. 04

    Exit

    Month 60
    • FunderCompany
      No payment

      Transfer of full ownership of the asset, with no further payment.

    • MarketCompany
      €130,000

      Estimated resale value of the asset kept, for guidance only.

Month-by-month detail

This tool illustrates general structuring mechanisms. It constitutes neither personalised advice nor an offer of financing.