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Questions and answers

What companies ask us most often

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Is interest-free financing legal for a company in France?

Yes. French law imposes no interest and allows several financing structures based on a commercial margin or on profit sharing.

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What is the concrete difference with a conventional bank credit?

Conventional credit charges interest on outstanding capital. Risk-sharing financing rests on a fixed margin or on a share of the actual results.

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Can you exit a bank credit that is already running?

Yes, provided you review the early-repayment charges, the security granted and the tax timing of the operation.

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How is this type of financing treated for tax purposes?

The commercial margin and the profit share follow distinct regimes. The arrangement must be documented to stand up before the tax authorities.

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Does Sila Finance introduce funders to project holders?

No. We work only on the legal and tax structuring. No introduction of third-party funders to project holders is carried out.

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